Mortgages

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The amount a bank will loan you differs according to circumstances but it is generally based around multiples of the first and second applicants' salaries. As a rough guide 2.5 times the first salary plus the second earner's salary is a cautious figure. Experiment with this calculator to get an idea of what you and your partner could borrow for a mortgage.

Repayment calculator

Moneywise distributes services supplied by Interactive Investor.

Interactive Investor will receive up to 30% of any commission received by L&C for arranging a mortgage. This has no impact on what you will pay for your mortgage.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. London & Country Mortgages Ltd (L&C), Beazer House, Lower Bristol Road, Bath BA2 3BA Copyright ©London and Country Mortgages Ltd. Authorised and regulated by the Financial Services Authority.

Interactive Investor Trading Limited, trading as "Interactive Investor", is authorised and regulated by the Financial Services Authority.